Chase Freedom Flex offers 7% cashback on dining for Q1 2026 (up to $1,500 in purchases).
The Details
- Bonus: 5% (5x points) on dining
- Base: 1% on all purchases
- With Freedom activation: 5% becomes effective
- With Sapphire multiplier: Can reach 7%+ effective value
Is It Worth It?
If you already have the Chase Freedom Flex, absolutely activate this bonus. $1,500 in dining = $75-105 in rewards.
However, if you don't have the card, this quarterly bonus alone probably isn't worth applying for. The signup bonus and overall card value should drive that decision.
How to Maximize
- Activate the bonus in the Chase app
- Use for all dining January-March
- Track your spending (cap is $1,500)
- Consider gift card purchases at restaurants
Alternatives
If you're hitting the cap early, switch to: - Citi Custom Cash (5% on dining) - US Bank Altitude Go (4% on dining) - Capital One Savor (4% on dining)